Let's get going!

In order to get started, select an account that works for you.

Loyalty Rewards Checking™

Loyalty Rewards Checking helps you earn 2% cash back on purchases up to $400¹ with no monthly service fee.² It's like we are paying you to shop.

Free checking²
No minimum deposit
Free Allpoint ATMs³
Early Pay on direct deposit⁴
Simple qualifications to earn cash back

Heritage High-Yield Checking™

Heritage High-Yield Checking can help you save more over time. Earn interest¹ on your checking account balance each month without charging you a monthly service fee.² The more you deposit, the more you can earn.

Free checking²
No minimum deposit
Free Allpoint ATMs³
Early Pay on direct deposit⁴
Simple qualifications to earn higher APY¹

Money Market

Balance growth and liquidity with a Money Market account. This flexible, high-yield savings account has a tiered structure, designed to offer higher dividends to members who want to maintain higher balances.

No minimum balance
Unlimited Transactions
Access funds anytime without penalty

Member Share Savings

Become a member-owner and earn consistent rates with our standard Member Share Savings account, or as a current member, add and new account for specific savings goals.

$5 minimum balance
Earn dividends
Mobile and Online Banking Access

Savings Certificates

Get more from your money with a fixed interest rate Savings Certificate. Grow your investment at the rate and term that works best for you.

Minimum opening balance of $500
Compounding Dividends
Automatic Renewal
Multiple Term Options